ACTIVE INVESTMENT PLAN INTEGRUM

Registration date: 02.08.2017

Custodian bank: AS "Citadele banka"

Category of the investment fund plan: Active 50

Risk category illustrates the historical volatility of investment plan unit’s value; the higher the category, the higher the historical volatility of the unit’s value Risk level: High

The total expense ratio (TER) reflects the total annual actual costs of running an investment plan to its average net asset value; the actual expenses covered by TER are: remuneration to asset manager, remuneration to asset holder and other expenses not associated with the management of the investment plan TER: 0.60%

Prospectus:    

Investment policy:

The objective of the investment plan. ) is to preserve and increase the value of contributions made to the Investment Plan in the long term by making investments in the financial and capital market.
To achieve the objective, at least 50% of the Investment Plan funds are invested in fixed-income financial instruments and term deposits with credit institutions, ensuring stable growth of the Investment Plan value and protecting it against short-term fluctuations. To achieve higher return in the long term, up to 50% of the Investment Plan funds may be invested in capital securities and other financial instruments equivalent in terms of risk, as well as in venture capital market and alternative mutual funds. Investments are not supposed to be concentrated in some particular geographic region or national economy sector.

Management costs:

Fixed management fee: 0.60% per year
Perfomance fee: 0.00% per year

Manager:

Jevgenijs Gžibovskis

Fund manager:

Integrum Asset Management IPAS

Description of the fund manager:

Integrum Asset Management IPAS is one of the leading investment management companies in Latvia. For 15 years we have been managing collective investment products of various risk types and complexity that are currently worth about €155 million. Due to successful investment strategies, our asset managers have created capital value appreciation of about €42 million for our investors*.

The key to our success is extensive experience, responsible investment strategy and strong team that consists of 15 highly qualified professionals. Prior to making an investment decision, we analyse the political and economic environment, conduct benchmarking and technical analysis, consider macroeconomic indicators and financial standing of the issuers.

We believe that you can become our investor as well and we are ready to help you grow your capital investment value every day!

*Data as of 29.10.2021 and since the inception date, capital appreciation value is converted to EUR based on the actual exchange rate on the date of the calculation. We remind that the historical return does not guarantee the same result in the future.

Registration number: 40003814724

Date at which the fund manager received a license to manage pension funds: 09.05.2017

Paid up capital: 650 000 EUR

Certified auditor: SIA "Nexia Audit Advice"

Contacts

Address: Elizabetes iela 23, Rīga, LV-1010, Latvija Phone: +371 6700 2777 E-mail: info@integrum.lv Website: www.integrum.lv