Luminor 62-65

Registration date: 10.12.2008

Custodian bank: Luminor Bank AS

Category of the investment fund plan: Conservative

Risk category illustrates the historical volatility of investment plan unit’s value; the higher the category, the higher the historical volatility of the unit’s value Risk level: Low

The total expense ratio (TER) reflects the total annual actual costs of running an investment plan to its average net asset value; the actual expenses covered by TER are: remuneration to asset manager, remuneration to asset holder and other expenses not associated with the management of the investment plan TER: 0.49%

Prospectus:  

Investment policy:

The main objective of the plan is to ensure long-term growth of its assets. To achieve this goal, the plan funds may be invested in financial instruments with fixed income such as bonds and deposits. It is expected that the long-term capital gains will be achieved in accordance with a well-organized and disciplined investment process.

Management costs:

Fixed management fee: 0,50%
Perfomance fee: 0.00%

Manager:

Arturs Andronovs

Fund manager:

Luminor Asset Management IPAS

Description of the fund manager:

Luminor Asset Management IPAS is managing various 2nd pillar and 3rd pillar pension funds. Luminor Asset Management IPAS sole shareholder is Luminor Bank AS.

Registration number: 40003699053

Date at which the fund manager received a license to manage pension funds: 17.12.2004

Paid up capital: EUR 5 000 000

Certified auditor: PricewaterhouseCoopers SIA

Contacts

Address: Skanstes iela 12, Rīga, LV-1013 Phone: +371 6717 1880 E-mail: ipas@luminor.lv Website: www.luminor.lv

Contact person: Atis Krūmiņš